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CBJ Credit Recovery


117 W 4th St
Jamestown, NY 14701-5005

Contact Them:

Phone: (716) 664-4490
Fax: (716) 661-9484

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Sherry O. on April 5, 2015 at 9:25 pm

      I called CBJ Credit Recovery to inquire about a bill on my Credit Report. I offered to pay the bill in full if CBJ Credit Recovery would remove the debt from my credit report. I was told by CBJ Credit Recovery that I could pay in full but it could not be removed from my credit report.

    2. Steve G. on May 20, 2015 at 10:15 pm

      CBJ Credit Recovery has faxed my main office and called my work. CBJ Credit Recovery have never contacted me directly. I am now in jeopardy of losing my job due to the collection processes of CBJ Credit Recovery.

    3. anonymous on June 22, 2015 at 8:51 pm

      CBJ Credit Recovery is calling my work. I am not allowed to take personal calls at work, and CBJ Credit Recovery knows this. I am now in jeopardy of losing my job because of CBJ Credit Recovery.

    4. additional resources on May 30, 2021 at 4:09 pm

    5. Хрустальный on June 16, 2021 at 3:38 pm

    6. Локи 2 сезон on October 3, 2021 at 5:40 pm

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      бесплатно Локи 2 сезон 50 лучших фильмов
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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.