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Cavalry Portfolio Services LLC

Address:

500 Summit Lake Drive
Valhalla, NY 10595

Contact Them:

602-667-0128
602-667-0686 (fax)

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Cavalry Portfolio Services LLC is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 4 Comments

    1. Nick Lo on March 5, 2015 at 2:40 pm

      Cavalry Portfolio has contacted my previous employer multiple times trying to get information on my whereabouts. They have even called family members telling them that they need to get in contact with me right away. When I called them back I was told that I owed thousands more then the debt was originally for and told that non payment could lead to them damaging my credit. They continue to pressure me and threaten that I will also face being sued for not making an arrangement with them. Despite trying to explain to Cavalry Portfolio that I do not have the kind of money that they want me to pay all at one time, I have continually been told that I have until the end of the month to pay them. I offered $250 to start, but was told that nothing that small would work for them as payment on my outstanding account.

    2. Frances S. on March 6, 2015 at 11:45 am

      I received a letter, saying I owe $1201.83. I would like to know what the payment is for because I do not owe anyone money. It came from Cavalry Portfolio with Account No. 39406352. Cavalry should not be able to contact me.

    3. Joel H. on April 14, 2015 at 7:54 pm

      Cavalry Portfolio Services is posting a collections account on my credit report that they cannot validate. Under the Fair Credit Reporting Act or FCRA if Cavalry Portfolio Services cannot validate this debt that they claim I owe they must remove it from all three credit bureaus.

    4. Alex S. on May 31, 2015 at 9:55 pm

      Cavalry Portfolio Services LLC did not respond to my letter requesting validation. Yet Calvary Portfolio Services LLC continues to report a debt in the amount of $8189 from GE money Bank.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.