When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Capital Recovery Advisors


2400 Augusta Dr Ste 212
Houston, TX 77057-4998

Contact Them:

Phone: (832) 532-4300 ext. 105
Fax: (832) 460-3727

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to contact you at your place of employment if the collection agency knows that your employer prohibits such calls.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. … [Trackback]

      […] Find More Info here on that Topic: […]

    2. bitcoin loophole on September 29, 2020 at 3:00 pm

      … [Trackback]

      […] There you can find 26632 more Information on that Topic: […]

    3. Dank Carts on October 13, 2020 at 6:18 pm

      … [Trackback]

      […] Here you can find 2372 more Info on that Topic: […]

    4. on October 19, 2020 at 8:49 pm

      … [Trackback]

      […] Find More Information here to that Topic: […]

    5. DevOps Companies on November 10, 2020 at 5:49 am

      … [Trackback]

      […] Here you can find 91727 more Information to that Topic: […]

    6. Quality engineering services on November 11, 2020 at 1:04 pm

      … [Trackback]

      […] Read More Info here to that Topic: […]

    7. mơ thấy đi chùa lạy phật on November 23, 2020 at 6:28 pm

      … [Trackback]

      […] Read More here to that Topic: […]

    8. what does keto diet consist of on August 6, 2021 at 6:31 am

      is the keto diet safe

    9. gay dating las vegas on August 9, 2021 at 6:57 am

      gay online dating scares me

    10. gg gay dating on August 9, 2021 at 3:28 pm

      gay ftm dating

    11. gay dating club on August 10, 2021 at 5:58 pm

      gay dating “endless texts”

    12. chicago gay dating on September 1, 2021 at 7:01 am

      walmart’s video gay dating

    13. gay dating site jokes on September 1, 2021 at 11:12 am

      tiffany pollad gay dating

    14. gay dating in japan on September 8, 2021 at 11:37 am

      compatibles dating network gay

    15. gay dating site android on September 8, 2021 at 8:55 pm

      gay dating largest site

    16. modern gay dating site on September 10, 2021 at 10:05 pm

      gay dating germany

    17. ezra felton gay dating on September 11, 2021 at 10:34 am

      gay sex dating like bbrts

    18. on September 20, 2021 at 4:06 am

    19. gay speed dating tampa on September 24, 2021 at 12:10 pm

      gay philadelphia dating

    20. ?, deepl американская история ужасов 6 wunschgutschein,
      google docs

    21. Консультация у психолога on September 27, 2021 at 7:32 pm

      Рейтинг психологов. Консультация у психолога Онлайн консультация.

      Консультация Психолога – Профессиональная поддержка.
      Онлайн-консультация у психолога.
      Психолог в Харькове, консультация.
      Профессиональные психологи. Психотерапия онлайн!

    22. website to write essays on September 28, 2021 at 12:01 pm

      write an essay online

    23. college essay writing on September 29, 2021 at 1:21 pm

      writing a persuasive essay

    24. Пацанки 6 сезон 3 серия on October 1, 2021 at 7:27 pm

      Вы можете смотреть Фильмы совершенно бесплатно
      Пацанки 6 сезон 3 серия фильмы
      2021 года, список новинок.

    25. Поиск фильмов, новости кино смотреть форсаж 9 бесплатно в хорошем качестве фильмы:
      2021 год — смотреть онлайн.

    26. Смотреть фильмы онлайн в хорошем качестве фильм дюна смотреть бесплатно в хорошем качестве фильмы 2021 года, список

    27. Фильмы из кинотеатра легально Игра в кальмара 2 сезон 1 серия смотреть онлайн тысячи фильмов
      в хорошем качестве 1080.

    28. creative writing essays on October 11, 2021 at 4:56 pm

      help me write my essay

    29. what to write in college essay on October 11, 2021 at 10:37 pm

      writing personal essays

    30. writing college admission essays on October 14, 2021 at 9:36 am

      custom writing essays

    31. write compare and contrast essay on October 15, 2021 at 5:09 am

      essay writing help

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.