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Capital Credit and Collection Service Inc

Address:

10200 SW Eastridge St Ste 201
Portland, OR 97225-5029

Contact Them:

Phone: (503) 297-4488
Fax: (503) 292-5282

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Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to use profane language with you.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 1 Comment

    1. Darlene Ortiz on September 13, 2018 at 11:48 am

      I get anywhere from 16 to 24 calls in a 24 hr period, most of the calls come back to back within seconds of each other, i have told them repeatly that i have no income coming in and will pay them as soon as I can get some sort of income. I have barely gotten off the phone with them and my phone starts ringing again from them this is beyond ridiculous. They call from several different numbers some are local and some are from el paso, ft worh, clint and new jersey. While writing this I have gotten 3 calls from them. I completely understand if they call but over and over is to ex-strea.

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