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Capital and Credit Solutions Inc


110 E State St Ste 9A
Kennett Square, PA 19348-3100

Contact Them:

(866) 999-9168

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Rachael Barton on March 16, 2015 at 7:43 pm

      I found out that Capital and Credit Solutions Inc was on my credit. I called Capital and Credit Solutions Inc and made arrangements to pay them in installments. I completed the installments three weeks ago. I have been asking for a satisfaction letter for over a week now. One of the women at Capital and Credit Solutions Inc is the rudest and most unprofessional person I have ever spoken with in my life. Capital and Credit Solutions Inc has been coming up with excuse after excuse to why I haven’t received a satisfaction letter. Yesterday, I asked to speak with a supervisor and got stonewalled yet again by being told that the supervisor will call me back. I never received that call.

    2. Greg B. on April 30, 2015 at 9:51 pm

      Yesterday I received a voicemail from Capital And Credit Solutions. So I called Capital And Credit Solutions back and it went to voicemail.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.