Caine and Weiner Co Inc
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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.
You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.
The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:
If any of these things occur, your best option is to consult with a consumer protection attorney.
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I paid the amount I owed in full immediately to Caine and Weiner despite the fact that they have never provided any evidence of the validity of the debt. Months later, Caine and Weiner is still sending collection letters. When I speak to Caine and Weiner on the phone they say my account is paid.
I paid my amount owed in full immediately to Caine & Weiner Co. Caine & Weiner Co. has been sending further collection letters still four months later. When I speak to Caine & Weiner Co. on the phone, they say my account is paid. Then Caine & Weiner Co. sends another letter. Then Caine & Weiner Co. calls me again. Then Caine & Weiner Co. sends another letter.
Caine and Weiner Co Inc sent out a collection letter saying they represent Pitney Bowes Inc. Caine and Weiner Co Inc said they were going to charge me $1,000.00 for old postage meter they claim to have never received. I called Pitney Bowes and they said our account is up to date.
I told Caine and Weiner Co Inc that I can’t pay the full amount I owe. I made a settlement offer and told Caine and Weiner Co Inc that if they wouldn’t accept it I would just file for bankruptcy. Caine and Weiner Co Inc told me to do whatever I want, but told me to send them a copy of the bankruptcy filing if I filed rather than negotiate with me.