When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Business and Professional Service


621 N Alamo St
San Antonio, TX 78215-1836

Contact Them:

Phone: (210) 227-5081
Fax: (210) 271-3121

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to use postcards in their debt collection efforts.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Хрустальный on June 16, 2021 at 3:45 pm

    2. best bread for keto diet on August 6, 2021 at 8:30 am

      good snacks for keto diet

    3. plenty of fish gay dating on August 9, 2021 at 9:55 am

      free gay dating dirty

    4. local gay dating sites on August 9, 2021 at 6:07 pm

      women gay dating site

    5. gay dating san antonio texas on August 10, 2021 at 1:16 pm

      gay hiv dating site

    6. gay chub speed dating on August 10, 2021 at 6:45 pm

      fat men dating gay

    7. gay hipster dating site on September 1, 2021 at 10:36 pm

      florida gay dating

    8. gay men dating phoenix on September 8, 2021 at 11:57 am

      gay dating solutions

    9. gay japan dating site on September 9, 2021 at 1:01 am

      gay dating site like

    10. pinoy gay dating sites on September 9, 2021 at 1:21 am

      online dating gay men

    11. gay dating sign up on September 9, 2021 at 10:41 am

      black and white gay dating

    12. gay dating california on September 10, 2021 at 9:28 am

      android site for gay dating

    13. decreet gay dating on September 10, 2021 at 2:26 pm

      hiv positive gay dating

    14. what to write an argumentative essay on on September 28, 2021 at 6:34 pm

      write an essay about yourself

    15. academic essay writing on September 29, 2021 at 2:28 am

      writing a conclusion for an essay

    16. Локи 2 сезон on October 3, 2021 at 6:04 pm

      Поиск фильмов, новости кино Локи 2 сезон мы
      собрали для вас лучшие фильмы 2021 года

    17. writing an argumentative essay on October 11, 2021 at 3:16 pm

      write an expository essay

    18. help me write a essay on October 12, 2021 at 6:42 am

    19. best online essay writing service on October 12, 2021 at 6:20 pm

      writing essay service

    20. what to write my college essay about on October 14, 2021 at 4:36 am

      writing an analytical essay

    21. analysis essay writing on October 14, 2021 at 1:27 pm

      essay writing site

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.