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Bloomington Accounts Service Inc


321 S Grant St
Bloomington, IN 47401-3613

Contact Them:

Phone: (812) 339-5517
Fax: (812) 330-7666

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to use postcards in their debt collection efforts.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 1 Comment

    1. Elaine Lee on March 6, 2015 at 2:42 pm

      I was turned over to Bloomington Accounts collection agency from a Dr. Allen McKay (sp) for not paying a bill. I didn’t pay the bill because this doctor hurt me and where he injected me I now have a lump on my upper back just below my neck. I made numerous phone calls to his office trying to talk with someone. No return calls. I had noted correspondence on several bills and returned them to his office asking questions and also pleading for someone to call me. Nothing. Next thing I know I’m turned over to this collection agency demanding payment. I called Bloomington Accounts and she said she would call the doctors office and speak with his staff. When she called me back she said the doctors office never received any calls from me nor any correspondence. I was dumbfounded. Now I have this bill for over $700.00. This agency does not send out monthly statements nor do they give you a remaining balance due after payment is made. I didn’t make a payment in January because I didn’t receive a statement. A woman called me and asked where my payment was and I told her I didn’t get a statement. She said she doesn’t send out statements and it’s my responsibility to mail a payment in monthly and keep track of what I owe. What kind of agency handles business in this manner? What assurance do I have that once this is paid off, they will acknowledge and leave me alone? I’m paying a bill I shouldn’t have to pay from an unethical doctor that hurt me.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.