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BC Services Inc

Address:

451 21st Ave
Longmont, CO 80501-1421

Contact Them:

Phone: (303) 532-3500
Fax: (303) 532-3544

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BC Services Inc is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 2 Comments

    1. [anonymous] on June 18, 2015 at 10:37 pm

      BC Services Inc is garnishing my paycheck for medical bills. I know I should have gone to Court when I got served with the summons and complaint from BC Services Inc. But I didn’t, and BC Services Inc got a default judgment. Now BC Services Inc is garnishing my paycheck. I called and spoke with a lady from BC Services Inc to see if I could make payments because they are taking a lot out of my paycheck. BC Services Inc flat out refused to work with me, saying they would prefer to just go the legal route and continue with the garnishments. Lesson learned. Show up in Court when you are Summoned.

    2. James Hirsh on January 28, 2016 at 8:11 pm

      Dear Sirs,

      On January 18th, 2016, I contacted with regards to an account which is appearing on my credit bureau. On my first contact I spoke with Autumn Hill, and advised her I had made prior communication with your office regarding this debt as its validity is disputed.

      I advised Autumn that the debt was the result of an injury that occurred in a Casino, and that they were liable for the bill. At which point, Mrs. Hill advised me that I needed to provide the name of the Casino insurance company so your company could call and get the bill paid.

      It is my standing, that under the Fair Debt and Collection Practice’s Act, to be compliant, the company is to mark the account as disputed and validate the debt. However, in the above scenario, the conversation was not compliant with the FDCPA as the least sophisticated debtor would not realize that you are required to automatically follow a dispute protocol, and instead would have to go through the process of contacting the casino to provide this information to your company.

      Additionally, I later made contact with BC Services and spoke with a Mrs. Jones. I gave Mrs. Jones my name, and then Mrs. Jones gave me my date of birth and did not advise me that this was an attempt to collect a debt and any information obtained would be used for that purpose. I stand firmly, that your Mrs. Jones violated the law by providing my date of birth, instead of asking for it. Which violated PMI requirements.

      Additionally, both collectors made demand for payment knowing it was a disputed debt. In addition, the company had yet to send a validation letter to me, which is a violation of a recent decision by the Federal Consumer Protection Bureau that demand for payment within the first thirty days is a violation of the FDCPA, as the least sophisticated debtor would not realize they still had 30 days to dispute the debt.

      It is my belief that I have a valid claim against your company for non-compliance with the Fair Debt Collections Practices Act, the Fair Credit Reporting Act, and by giving out my date of birth, possibly HIPPA.

      I then submitted a complaint to the company’s compliance department and was told that the matter would be handled by their Attorney. Their attorney would not return my phone calls, or request for e-mail to discuss the merits of my complaint and then made frevilous accusations against me.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.