CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Barclaycard US

Address:

125 S. West Street
Wilmington, DE 19801

Contact Them:

premium-wordpress-themes.org

Barclaycard US is a company that offers a wide array of credit cards. Many Americans like you are being contacted by collection agencies hired by Barclaycard US who are trying to get payments on defaulted accounts. Even though you may owe a debt to Barclaycard US or the collection agency it hired, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If your alleged Barclaycard US account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt.

    The Fair Credit Reporting Act (“FCRA”) regulates the credit bureaus’ responsibilities as to your credit report. There are many things credit bureaus are required to do as it pertains to their credit reporting. Credit Bureaus must:

  • report accurately;
  • conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;
  • clearly mark any trade line disputed by you as disputed by the consumer.

    Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

  • 19 Comments

    1. maha pharma on November 13, 2020 at 10:34 pm

      … [Trackback]

      […] Read More here on that Topic: fairdebtlawyers.com/resource/barclaycard-us/ […]



    2. Harold Jahn on November 27, 2020 at 11:39 am

      … [Trackback]

      […] Find More on that Topic: fairdebtlawyers.com/resource/barclaycard-us/ […]



    3. tinderentrar.com on May 14, 2021 at 11:33 am

      tinderentrar.com

      Barclaycard US Disputes & Complaints | Fair Debt Lawyers



    4. free crossdresser dating tubes on May 19, 2021 at 11:08 am

      free no fee dating sites



    5. free dating site in united arab emirate on May 20, 2021 at 11:54 am

      sex dating and relationships websites free



    6. free european dating site on May 20, 2021 at 3:26 pm

      100 free muslim dating site



    7. totally free black dating sites on May 26, 2021 at 11:16 am

      asian dating site free



    8. completley free adult dating on May 26, 2021 at 1:35 pm

      free older dating sites



    9. top dating site free on June 1, 2021 at 10:26 am

      free dating sites like meetme



    10. free dating sim games on June 1, 2021 at 10:59 am

      free couples dating sites



    11. dating black singles 100% free on June 1, 2021 at 4:02 pm

      tota us free dating site



    12. free online dating id verification on June 2, 2021 at 6:05 am

      free international online dating site



    13. girl dating free on June 23, 2021 at 7:33 am

      hippie dating free



    14. free scottish dating sites



    15. asian dating free search on June 24, 2021 at 5:49 am

      free serious dating sites in houston



    16. top 10 online dating sites free on June 24, 2021 at 12:26 pm

      free dating sites in nigeria



    17. keto diet josh axe on July 6, 2021 at 8:35 am

      keto alfredo sauce



    18. what do you eat on a keto diet on July 6, 2021 at 12:59 pm

      keto slim fast



    19. free keto diet app on July 6, 2021 at 1:53 pm

      keto plus diet



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.