CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Avante USA

Address:

3600 South Gessner Suite 225
Houston, TX 77063

Contact Them:

(832) 476-1740

themecircle.net

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 79 Comments

    1. edu on May 6, 2021 at 2:35 am

      edu



    2. img on May 7, 2021 at 3:50 pm

      img



    3. fr on May 7, 2021 at 6:51 pm

      fr



    4. web on May 8, 2021 at 9:58 am

      web



    5. usa on May 9, 2021 at 12:21 pm

      usa



    6. web on May 9, 2021 at 10:12 pm

      web



    7. more on May 11, 2021 at 11:00 pm


    8. Хрустальный on June 15, 2021 at 3:00 pm


    9. free gay dating bottom site on August 2, 2021 at 9:58 am

      Thank you so much for sharing this well put together website. https://gaydatingzz.com/



    10. premier keto diet on August 7, 2021 at 2:42 pm

      keto friendly ice cream https://ketodietione.com/



    11. gay bondage dating on August 9, 2021 at 9:17 am

      gay biker dating https://gaychatrooms.org/



    12. christian dating site gay on August 9, 2021 at 9:47 am

      gay dating simulator free https://gaychatgay.com/



    13. gay sites dating on August 10, 2021 at 7:47 am

      uk gay dating site https://freegaychatnew.com/



    14. gay dating in los angeles on August 10, 2021 at 11:46 am

      gay dating without sites https://gaychatus.com/



    15. dating site gay man over 40 on September 8, 2021 at 11:10 am

      mature gay dating sites https://dating-gaym.com/



    16. gay dating buffalo ny on September 8, 2021 at 1:51 pm

      best free gay dating sites https://datinggayservices.com/



    17. new gay dating site 2021 on September 10, 2021 at 5:07 pm

      gay dating italy https://gaydatingcanada.com/



    18. jonas reeder gay dating on September 10, 2021 at 7:17 pm


    19. gay dating simulator game on September 11, 2021 at 6:16 am

      gay dating for virgins https://gayedating.com/



    20. single gay dating sites on September 11, 2021 at 11:03 am


    21. writing a personal essay on September 29, 2021 at 12:08 am

      write a essay for me https://essayghostwriter.com/



    22. improving essay writing on September 29, 2021 at 2:20 am

      analysis essay writing https://essaywritercentral.com/



    23. Локи 2 сезон on October 3, 2021 at 6:26 pm

      Смотреть фильмы онлайн бесплатно
      Локи 2 сезон лучшие новинки кино 2021 года всегда тут



    24. writing the college essay on October 12, 2021 at 3:27 am

      what to write my college essay about https://essaysnet.com/



    25. write a reflection essay on October 14, 2021 at 3:41 am

      writing an introduction to an essay https://online2casino.com/



    26. custom writing essays on October 14, 2021 at 10:48 pm

      write essay online https://onlinecasinos4me.com/



    27. online casino play for real money on October 26, 2021 at 11:52 am

      online casinos us https://casinoonlinet.com/



    28. free bonus no deposit casino on October 27, 2021 at 7:07 am

      no deposit on line casinos https://casinosonlinex.com/



    29. top mobile casino on October 27, 2021 at 7:23 pm

      online casinos that pay real money https://casinoonlinek.com/



    30. help writing a essay on October 29, 2021 at 1:03 pm

      write essays for money https://dollaressays.com/



    31. write my essay for me cheap on October 29, 2021 at 6:09 pm

      writing college essays for money https://student-essay.com/



    32. admission essay writing services on October 29, 2021 at 8:34 pm

      writing a 5 paragraph essay https://buy1essay.com/



    33. Кріпосна 3 сезон всі серії on October 30, 2021 at 11:14 am

      Смотреть фильмы онлайн в хорошем качестве Кріпосна 3 сезон всі серії смотреть популярные фильмы 2021-2021 года легально онлайн



    34. write good essay on October 30, 2021 at 9:53 pm

      write essay online https://essaytodo.com/



    35. what to write college essay on on November 4, 2021 at 5:35 am

      I appreciate looking at your web sites. Thanks a ton! https://checkyouressay.com/



    36. writing a conclusion for an essay on November 4, 2021 at 10:28 am

      Wow because this is great work! Congrats and keep it up. https://essayprepworkshop.com/



    37. what is an analytical essay on November 12, 2021 at 11:10 am

      Keep up the good job and bringing in the group! http://multiessay.com



    38. orion stars online casino on November 16, 2021 at 6:02 am

      Thanks, this site is really handy. https://casinogamesmachines.com/



    39. sex games apps 2016 for android on November 18, 2021 at 11:30 am

      Love the website– very user pleasant and whole lots to see! https://winsexgames.com/



    40. html5 sex games on November 19, 2021 at 10:40 am

      Awesome Webpage, Maintain the beneficial work.
      With thanks! https://sexygamess.com/



    41. intermittent fasting and keto diet on November 20, 2021 at 4:31 am

      I like looking at your website. Thanks for your time! https://ketogendiet.net/



    42. 3d horse sex games on November 20, 2021 at 9:20 am

      Simply desired to emphasize I’m just thankful I happened upon your internet page! https://sex4games.com/



    43. keto tiramisu on November 21, 2021 at 5:14 am

      I love this website – its so usefull and helpfull. https://ketogenicdiets.net/



    44. what can't you eat on keto diet on November 21, 2021 at 2:23 pm

      I enjoy this site – its so usefull and helpfull. https://ketogenicdietinfo.com/



    45. keto diet side effects on November 21, 2021 at 6:49 pm

      Awesome internet site you have here. https://ketogendiets.com/



    46. dragonballz sex games on November 24, 2021 at 9:48 am

      hot sex games online mobile https://cybersexgames.net/



    47. porn sex games online on November 26, 2021 at 6:33 am

      sex games play https://sexgamesx.net/



    48. vpn providers on December 12, 2021 at 10:24 pm

      I appreciate browsing your internet site. Thank you! https://windowsvpns.com/



    49. best vpn for gaming reddit on December 13, 2021 at 1:57 pm

      Wow because this is great job! Congrats and keep it up. https://vpnshroud.com/



    50. lack of critical thinking on December 14, 2021 at 2:51 am

      Great website! It looks really professional! Maintain the great work! https://criticalthinkinginstitute.com/



    51. argumentative essay topics 2020 on December 14, 2021 at 7:12 am

      Seriously such a handy web-site. https://yoursuperessay.com/



    52. nord vpn reviews on December 16, 2021 at 1:29 pm

      Thanks, this website is really beneficial. https://vpnsrank.com/



    53. business vpn small on December 17, 2021 at 6:06 pm

      Wow, beautiful portal. Thnx … https://choosevpn.net/



    54. essay paper writing services on December 17, 2021 at 7:18 pm

      Great website! It looks very professional! Maintain the excellent work! https://howtowriteessaytips.com/



    55. critical thinking and analytical skills on December 17, 2021 at 9:15 pm

      Great looking web site. Presume you did a whole lot of your very own coding. https://criticalthinkingbasics.com/



    56. best windows vpn app on December 18, 2021 at 8:00 am

      You’ve got one of the greatest webpages. https://vpn4home.com/



    57. free vpn ip address on December 19, 2021 at 11:57 am

      You’re a really valuable web site; couldn’t make it without ya! https://addonsvpn.com/



    58. gay chat rooms for free without registration on December 30, 2021 at 1:38 am

      Superb Webpage, Maintain the very good work. Thank you. https://gaypridee.com/



    59. 3delivers on December 30, 2021 at 4:36 pm

      2photographs



    60. free gay dating site's on January 2, 2022 at 9:18 am

      knoxville gay dating https://gayprideusa.com



    61. gay blatino dating on January 2, 2022 at 10:20 am

      dating gay bear memphis https://speedgaydate.com



    62. gay interracial dating sarasota on January 2, 2022 at 11:20 am

      gay dating hole https://gayfade.com



    63. names.of gay dating sites on January 2, 2022 at 12:44 pm


    64. bally online casino on January 12, 2022 at 4:02 pm

      Thanks for the purpose of giving these kinds of wonderful info. bally online casino



    65. 2environs on January 12, 2022 at 5:20 pm

      2coincident



    66. essay on unions on January 13, 2022 at 2:06 pm

      essay about yourself sample narrative essay argumentative essay steps essay on unions



    67. gay chat phone line locker on January 14, 2022 at 12:39 pm

      chat gay en espanol gratis https://gaytgpost.com/



    68. gay chat app for android on January 14, 2022 at 2:50 pm

      gay chat rpulete https://gay-buddies.com/



    69. gay bottom dating on January 15, 2022 at 7:17 am

      naked gay dating https://speedgaydate.com/



    70. free slots on January 20, 2022 at 10:00 pm

      penny slots 4u ceasars slots ff7 cait sith slots limit free slots



    71. adult slots era on January 22, 2022 at 5:17 am

      monopoly slots free best free slots with bonus mr gamez free slots adult slots era



    72. horseshoe baltimore slots on January 22, 2022 at 6:43 am

      free penny slots vegas interactive slots lincoln slots horseshoe baltimore slots



    73. slots with high volitality on January 22, 2022 at 10:10 am

      all free 777 slots games argosy free fun slots slots machines slots with high volitality



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.