When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Atlantic Discount Corporation


PO Box 2771
Elizabeth City, NC 27906-2771

Contact Them:

(252) 335-7260

You should dispute any debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If a past due Atlantic Discount Corporation account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt.

    The Fair Credit Reporting Act (“FCRA”) regulates the credit bureaus’ responsibilities as to your credit report. There are many things credit bureaus are required to do as it pertains to their credit reporting. Credit Bureaus must:

  • report accurately;
  • conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;
  • clearly mark any trade line disputed by you as disputed by the consumer.

    Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.


    1. replica watches on December 21, 2020 at 10:54 am

      … [Trackback]

      […] There you can find 14906 more Information to that Topic: […]

    2. mơ thấy con trâu đánh đề con gì on December 22, 2020 at 7:07 pm

      … [Trackback]

      […] Read More on that Topic: […]

    3. replica tag heuer monaco 69 limited edition on December 30, 2020 at 2:06 pm

      … [Trackback]

      […] Read More on that Topic: […]

    4. mơ thấy cãi nhau đánh con gì on January 4, 2021 at 8:45 pm

      … [Trackback]

      […] There you can find 55273 additional Information on that Topic: […]

    5. steel bite pro on January 5, 2021 at 3:46 pm

      … [Trackback]

      […] Read More Information here on that Topic: […]

    6. sự tôn trọng trong tình yêu on January 6, 2021 at 8:01 pm

      … [Trackback]

      […] There you can find 65233 additional Information to that Topic: […]

    7. Software testing services on January 12, 2021 at 2:50 am

      … [Trackback]

      […] Here you will find 76254 more Information to that Topic: […]

    8. rego check on January 15, 2021 at 12:36 pm

      … [Trackback]

      […] Find More on on that Topic: […]

    9. fake tag heuer on January 23, 2021 at 9:39 am

      … [Trackback]

      […] Info on that Topic: […]

    10. bandar togel terpercaya on January 24, 2021 at 3:17 am

      … [Trackback]

      […] Here you can find 55030 additional Information on that Topic: […]

    11. DevOps solutions on February 4, 2021 at 6:01 pm

      … [Trackback]

      […] Find More Info here on that Topic: […]

    12. qqslot on February 13, 2021 at 6:07 pm

      … [Trackback]

      […] Find More Information here on that Topic: […]

    13. Ug Dumps shop on February 26, 2021 at 5:30 am

      … [Trackback]

      […] Find More on to that Topic: […]

    14. คาสิโน on March 22, 2021 at 7:18 pm

      … [Trackback]

      […] Information on that Topic: […]

    15. covid19 on April 19, 2021 at 6:45 pm

      … [Trackback]

      […] Find More on that Topic: […]

    16. has written 5 reasons on June 11, 2021 at 9:18 am

      … [Trackback]

      […] Read More Information here to that Topic: […]

    17. exchange bulut mail on June 26, 2021 at 12:47 pm

      … [Trackback]

      […] Here you will find 95695 more Information to that Topic: […]

    18. bilişim danışmanlık hizmeti on July 2, 2021 at 7:02 pm

      … [Trackback]

      […] Info on that Topic: […]

    19. microsoft exchange online plan 1 on July 3, 2021 at 6:21 am

      … [Trackback]

      […] Read More here to that Topic: […]

    20. slot online on August 2, 2021 at 11:18 am

      Wow, superb weblog structure! How lengthy have you ever been running a blog for?
      you made blogging look easy. The full glance of your site is wonderful, let alone the content!

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.