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ATG Credit LLC

August 18, 2015 | Brent Vullings |

Address:

PO Box 14895
Chicago, IL 60614-0895

Contact Them:

(773) 227-6820

themecircle.net

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

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    8. Levi on January 19, 2021 at 1:22 pm

      ATG is collecting on debts from True Health….I have a bull from True Health for a total of $4,328.25….then as you go down the bull it says Adjustments ($3,699.77)…and at the bottom it says Patient Due $628.48……the bull is dated on the statement 9/27/19….it’s now Jan 2021….I have emailed them copies of this bull stating that the $3,699.77 was adjusted by True Health and that I didn’t owe said amount…..can they still make me pay this even though the amount was taken care of when True Health was still a working business?? Mind you, my wife had 2 bills from True Health during May 2019 and Sept 2019 with adjustments on these bills and has never received anything.



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