ARS National Services Inc
3110 N Central Ave Ste 170
Phoenix, AZ 85012-2673
201 W Grand Ave
Escondido, CA 92025-2603
10801 6th St Ste 110 CA Tech Bldg
Rancho Cucamonga, CA 91730-0927
7954 Baymeadows Way
Jacksonville, FL 32256-7518
Phone: (602) 230-0700
Phone: (760) 735-2700
Phone: (888) 888-7080
Phone: (800) 456-5053
Fax: (866) 422-0765
Fax: (800) 707-9541
Fax: (602) 230-1444
Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.
You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.
The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:
If any of these things occur, your best option is to consult with a consumer protection attorney.
Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here. Vullings Law neither supports nor provides any opinion as to the statements made herein.