CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

APS Medical Billing

Address:

5700 Southwyck Blvd
Toledo, OH 43614-1509

Contact Them:

Phone: (419) 866-1804
Fax: (419) 861-7063

http://wptiger.com/premium-wordpress-themes/

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to continue on with any collection efforts until a debt is validated, if you have requested validation.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 8 Comments

    1. compare and contrast essay on November 13, 2021 at 9:22 am

      Just simply had to mention I’m happy I stumbled onto your
      webpage. http://multiessay.com/



    2. casino signup bonus no deposit on November 16, 2021 at 7:05 am

      Really this is a valuable site. https://casinogamesmachines.com/



    3. sex 3d games on November 18, 2021 at 12:17 pm

      The advice is very exciting. https://winsexgames.com/



    4. texting sex games for couples on November 19, 2021 at 10:59 am

      Incredibly user pleasant site. Great info readily available on couple of
      clicks. https://sexygamess.com/



    5. sex games vegas ancensored on November 20, 2021 at 10:30 am

      Rather helpful look ahead to visiting again. https://sex4games.com/



    6. 1000 calorie keto diet on November 21, 2021 at 5:58 am

      Nice Site, Maintain the very good job. Thanks. https://ketogenicdiets.net/



    7. keto diet healthy on November 21, 2021 at 3:08 pm

      Passion the site– really user friendly and lots to see! https://ketogenicdietinfo.com/



    8. how to keto diet on November 21, 2021 at 7:36 pm

      Thanks for furnishing many of these fantastic information. https://ketogendiets.com/



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.