When debt collectors cross the line, our attorneys can help.

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AP Account Services


9311 San Pedro Ave Ste 600
San Antonio, TX 78216-4459

Contact Them:

Phone: (210) 321-7378

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to contact you if they know you are represented by an attorney.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Kyle S. on June 14, 2015 at 11:35 pm

      AP Account Services calls from 8665361221 saying they want to talk “I have to call them about a business matter.” AP Account Services calls on a daily basis. I call AP Account Services back and I am put on hold.

    2. JUDY PERUGINI on April 22, 2016 at 3:34 pm

      I got a a call from phone # 555-555-5555 saying they had a personal affair of mine in their office but I have never received a phone call from them before. The phone number they told me to call was 866-422-5412 ext 64027. I tried to call them back and asked who I owed money to and they would not tell me. They said its a private information.

    3. Steven Moore on May 19, 2016 at 9:52 am

      AP account services call me at work and left a message stating the it was urgent that I return the call to discuss a business asap

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