When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

American Credit Control Corporation


8685 Sheridan Dr
Williamsville, NY 14221-6353

Contact Them:

Phone: (716) 565-1111
Fax: (716) 565-1115

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Herbert F. on April 11, 2015 at 10:53 pm

      American Credit Control left a voice mail message claiming that I received a debt collection notice from them regarding a past due student loan. This student loan was already paid. Either my old school failed to communicate to American Credit Control that the outstanding balance had been paid, or American Credit Control did not do any research before sending the notice. The tone of the notice I received from American Credit Control implied that I needed to cooperate and was insulting.

    2. Noel B. on May 28, 2015 at 9:44 pm

      If 7165651111 calls, that American Credit Control Corporation. American Credit Control Corporation is also known as ACC.

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.