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Alternative Collection Solutions Inc

Address:

3842 Harlem Rd Ste 341
Buffalo, NY 14215-1935

Contact Them:

(800) 349-7998

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 40 Comments

    1. Russell B. on March 30, 2015 at 8:51 pm

      I bought a car. I was getting behind on the payment so I called and turned the truck in. A couple of months later Alternative Collection Solutions sent me a letter demanding I pay the remaining balance owed after the car was sold at auction. I requested validation from Alternative Collection Solutions, as what they were asking for seemed a little high. They have yet to send me anything but they keep on with the calls.



    2. Doug T. on May 15, 2015 at 9:14 pm

      What can I do to stop a garnishment on an old judgment from Alternative Collection Solutions? I already closed my checking because Alternative Collection Solutions whacked me for over $4000. I still owe Alternative Collection Solutions like $14,000 on something from six years ago. I don’t own the company anymore. How can Alternative Collection Solutions do this?



    3. Tamara B. on June 13, 2015 at 12:03 am

      I have asked Alternative Collection Solutions Inc for validation on a debt it is alleged I owe. Alternative Collection Solutions Inc has provided no documentation but continues to try to collect.



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