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Advanced Collections Inc

Address:

811 Clifton Ave Fl 2
Clifton, NJ 07013-1872

1825 24th Ave
Meridian, MS 39301-3116

Contact Them:

(973) 246-7044
(601) 693-6391

map-embed.com

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 27 Comments

    1. Elmer J. on March 22, 2015 at 2:31 pm

      Advanced Collections called me but I missed the call. So I called Advanced Collections back. Advanced Collections told me I owe money on a bill. I asked Advanced Collections about the bill. Advanced Collections could not tell me about it. I told Advanced Collections to send me a statement. The lady at Advanced Collections told me they would send me a paid off statement when I pay it off. That did not sound right to me. I learned not to send money to any company unless they send me a statement in the mail.



    2. Phil H. on May 7, 2015 at 10:33 pm

      We had a debt of $3,500 with Advanced Collections. We settled with Advanced Collections for $2,400. Advanced Collections only removed my name off the debt and left the balance on my husband’s credit report. We are also being harassed with numerous phone calls at our job and on our personal cell phones from Advanced Collections.



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