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Accounts Advocate Agency Inc

Address:

510 N Park Rd Ste 1
Wyomissing, PA 19610-2941

Contact Them:

(484) 660-3684

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 3 Comments

    1. Gwendolyn T. on March 21, 2015 at 5:09 pm

      Accounts Advocate Agency called but didn’t leave a message. I called the number back and found it was Accounts Advocate Agency. Got an “everybody is busy, please hold” automated message and then sat on hold. Weird. Debt collectors in general are usually more motivated to convince debtors to pay. This is because debt collectors work on a commission.

    2. George C. on May 6, 2015 at 9:51 pm

      Accounts Advocate Agency collects on past due ambulance, dental, and medical bills. Accounts Advocate Agency also collects on past due veterinary bills.

    3. Dawn on August 2, 2015 at 9:59 am

      I was contacted by “Paul”. I am more than willing to pay and explained that right up front. I told him that I could afford $25.00 per week. Through the entire conversation he told me that it wasn’t good enough and that if I didn’t pay I would be charged with theft of services. I kept telling him that I want to pay. Long story short, he took the arrangement, but let me know that I wouldn’t be getting statements. That was back in April and to date, I have not. I need the statements so that they can be submitted to my HSA because they would not allow me to make the payments through them even though the bill is a medical bill. The reason is because the payments are going to a collection agency. He was really quite curt and didn’t listen very well.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.