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Account Portfolio Management LLC


311 Veterans Hwy Ste 100A
Levittown, PA 19056-1422

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Diana Leonard on March 16, 2015 at 7:57 pm

      Account Portfolio Management LLC is reporting on my credit. No idea who the original creditor is. I have disputed this error from Account Portfolio Management LLC on my credit report on many occasions because it does not belong to me. Account Portfolio Management LLC have been messing up my credit report and it seems that every time I dispute it nothing happens at all.

    2. Olga O. on May 1, 2015 at 10:39 pm

      Account Portfolio Management called my cell phone. Account Portfolio Management left no message. So I called Account Portfolio Management back and they said I owe a debt. I am debt free. There’s no way.

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