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Acclaim Credit Technologies

June 25, 2014 | Brent Vullings |

Address:

227 N West St
Visalia, CA 93291-6011

Contact Them:

Phone: (559) 741-7111
Fax: (559) 741-7117

View Website

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

    • 1 Comment

    1. Jasmine on July 16, 2015 at 7:46 pm

      Back in April, I went to the urgent care with my child. They said I had an outstanding fee. They asked if I lived in Utah (never been there). The urgent care gave me the number to call and pay the fee. I did it right then and there. I spoke to Acclaim Credit and they had the same information (incorrect address). I paid the fee. In July, I go to refinance my house and find this on my credit, ask them to remove it, and they said they could not do that. Now I will lose my house because of them. I lost my job and got a new one with half the pay; now I will lose my house all because of one item I had no idea about.



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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.