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ACB Receivables Management Inc


19 Main St
Asbury Park, NJ 07712-7012

Contact Them:

(732) 776-8800

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Archie D. on March 21, 2015 at 5:14 pm

      ACB Receivables Management sent correspondence to me regarding an allegedly past due medical bill. I demanded validation in writing via certified mail and went on to advise them that what they were trying to collect from me should have been paid by my insurance. In the end, ACB Receivables Management had to give the alleged past due account back to the original creditor who then submitted my claim to my insurance, as I asked them to originally. ACB Receivables Management is not a medical provider. My insurance paid the original medical provider 30 days later and all of the negative information is gone from my reports. ACB Receivables Management should be investigated. There must be a treasure trove of mishandlings in their records.

    2. Helen C. on May 6, 2015 at 9:52 pm

      ACB Receivables Management needs to send me the validation I asked for. I would like to see who I owe this money that ACB Receivables Management has put on my credit reports.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.