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A-1 Collection Agency LLC


715 Horizon Dr Ste 401
Grand Junction, CO 81506-8731

Contact Them:

Phone: 970-683-5228
Fax: (970) 245-4484

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Luke Aguilar on March 13, 2015 at 11:35 pm

      I received a voicemail from A-1 Collection Agency LLC about an account that went to collections. Woman who I spoke to at A-1 Collection Agency was very rude and wouldnt tell me anything until I gave my social security number.

    2. Cindy W. on April 12, 2015 at 1:09 pm

      There are 2 separate judgments on my credit report from A-1 Collection Agency. I offered A-1 Collection Agency a fair settlement but they refused to accept.

    3. James on February 9, 2016 at 10:12 am

      My hospital bills were turned over to A-1 collection back in July of last year. I did receive a call from them and me and the man talked and I told him to call me back the next day because I was at work. When he spoke with me he only said he was a collection agency and did not tell me the name nor the number to call back. Three months go by and I am being pulled off my job to be served with civil court papers. I called the the next day to set something up with them. The lady that I spoke with was horribly rude. I proceeded to tell her that the amount she wanted which was *125 every pay check* was not going to work for me because I live off min wage and rent my own place so I pay all my own bills with no help. She stated that the first time I spoke with them I hung up on them and now they were not going to work with me. She threatened to ruin my credit, as well as take as much money from my paycheck as she desired to pay back my debt. Well 3 more months goes by and they send me a financial statement to verify my income. I sent it back in with copies of my bills and check stubs clearly showing that I don’t even make enough to pay my bills most less be able to pay them 125 every pay day. When I called back she still wanted the same amount, not caring that if I paid the amount she wanted I would lose my place to stay and be homeless. I told her the only option I could see was bankruptcy and she got really angry after that. These people are monsters. They are horrible and don’t care what so ever about what they are taking from hard working people. Just because the payment that most people set up is not what they desire does not mean they have the right to take whatever the desire out of peoples paycheck. They are tyrants, and I hope soon they get what is coming to them.

    4. Larry Major on October 18, 2017 at 12:28 pm

      I made and offer to pay off my daughters debt to A-1 collection agency in Grand Junction Colorado they put a lien on my property and I need to refinance and will have to give them 20,000 on what was originally a 16,000 dollar debt .
      My daughter got on the title of the house when a loan closer told me to put her on my title because she lives with me

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.