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What to do if Your Social Security Number is Stolen? When your Social Security number (SSN) is stolen, it can lead to various types of identity theft and financial fraud. Here are some of the potential consequences and steps you should take if your SSN is stolen: Identity Theft: The thief can use your SSN…

Why Do I need a Lawyer for Credit Report Errors? Expertise and Experience: Lawyers who specialize in consumer law and credit reporting are well-versed in the intricacies of the Fair Credit Reporting Act (FCRA) and other relevant laws. They understand how credit reporting agencies (CRAs) work and can navigate the legal processes involved in disputing…

Why Do I Need an Attorney if I am the Victim of Identity Theft? Identity theft can be overwhelming and scary, so it’s important to hire a lawyer (among alerting other authorities) to fight and protect your rights. Every identity theft case is unique, and the specific services provided by a lawyer may vary depending…

What Authorities Should You Identify if You Are a Victim of Identity Theft? If you’re a victim of identity theft, there are several authorities and organizations you should notify to take appropriate action and protect yourself. Here are the key authorities you should consider contacting: Local Law Enforcement: Start by contacting your local police department…

How Do I Know if I’m the Victim of Identity Theft? There are several signs that may indicate you’ve been a victim of identity theft. Here are some common red flags to look out for: Unauthorized financial transactions: Review your credit card statements regularly for any unfamiliar charges or transfers. If you notice transactions you…

The Ultimate Step-by-Step Guide: What to Do After Your Identity Has Been Stolen Identity theft is a serious crime that can have devastating consequences for victims. If you’ve recently discovered that your identity has been stolen, it’s crucial to take immediate action to minimize the damage and reclaim your identity. This comprehensive step-by-step guide will…

It Was About Time Vullings Law Group LLC, your trusted fair debt attorneys, are excited to announce that we have completely redesigned and revamped www.fairdebtlawyers.com. We were long overdue for an online facelift, but no time like the present! The website redesign is completely responsive, so it’s compatible with any device, i.e. desktops, laptops, tablets and…

Have you ever tried to make a purchase with your smart chip in your credit card and the machine gave you an error and didn’t process your payment? It turns out that smart chips are not indestructible.  What exactly causes a chip to error? This is not a case against those small metallic microchip’s on…

It’s Thanksgiving once again and you know what that means: the holidays are here! Cue the music, turn on the twinkle lights and deck the halls of your home with love and warmth. Many begin their holiday shopping on Black Friday to try to get all of the best deals of the year. The season…

The most expensive purchase people make is a home. In our lifetimes, most people will only buy one or two. Finding out if you qualify for a mortgage can be a daunting process that many aren’t prepared for. After all, asking a bank for a loan isn’t something people favor doing. There are ways to…