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Unified Portfolio Servicing LLC


1885 Harlem Road Ste 200
Buffalo, NY 14212-2407

Contact Them:

(716) 748-6196


Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Kayla M. on April 1, 2015 at 10:55 pm

      Unified Portfolio Servicing calls from 7167486220. I received two messages on my voice mail from Unified Portfolio Servicing. The woman at Unified Portfolio Servicing, who claims she is named Susan Schwartz, said she was with Indian River County and that she was calling about a “pending legal case” that “unfortunately will proceed” if I didn’t call her back.

    2. [anonymous] on July 8, 2015 at 7:41 pm

      Unified Portfolio Servicing LLC calls from 7162425225, 7167486220, and 8884072067. It’s usually Susan Schwartz who calls from Unified Portfolio Servicing LLC.

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