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Surety Acceptance Corporation


4400 E Broadway Blvd Ste 114
Tucson, AZ 85711-3552

Contact Them:

Phone: (520) 790-7181
Fax: (520) 750-0868

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Carmen B. on October 26, 2015 at 9:59 pm

      Surety Acceptance Corporation is calling family who have nothing to do with this debt. Surety Acceptance Corporation is also collecting on a debt that was just discharged.

    2. Steven Skandalakis on January 25, 2016 at 9:10 am

      You were good for a while but after I paid off my debt you never paid off one of the people I owed and it still shows I owe them on my credit report. You also promised to send me a letter stating my debt was paid in full but this never happened. This is not good!

    3. David Adams on June 13, 2019 at 7:50 pm

      Surety Acceptance harassed me with someone else’s debt. It affected my credit score and now all the identity sites have his name connected with my family. Even replacing my name with his and making him the same age with the same birthday as mine and has my wife and kids as part of his family. I’ve never been to Arizona nor is David Russell currently living in Sand Point, Alaska, (probably never been here in his life)

      I originally tried to correct the problem years ago, but Surety Acceptance refused to do anything about it, even suggesting that my repeated efforts to get my name cleared was being antagonistic. I didn’t yell or use profanity. And that until I payed the 4,000.0 or 5,000.00 debt they won’t clear my name. (It was David Russell’s debt currently living in Sahuarita, AZ)

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