When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Mid Michigan Collection Bureau


117 E Walker St
Saint Johns, MI 48879-1537

Contact Them:

Phone: (989) 224-7743
Fax: (989) 224-1051

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to call you collect.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. reflective essay examples on November 13, 2021 at 1:42 pm

      Thank you so much for sharing this awesome website.

    2. golden nugget casino online on November 15, 2021 at 12:51 pm

      Excellent Site, Preserve the useful work. Thanks for your time.

    3. free sex games for adults on November 19, 2021 at 6:37 am

      Terrific web site you’ve got in here.

    4. keto friendly restaurants near me on November 19, 2021 at 12:06 pm

      Thanks regarding furnishing this sort of wonderful subject matter.

    5. your keto diet review on November 20, 2021 at 8:54 pm

      Wow, beautiful site. Thnx …

    6. dave palumbo keto diet on November 21, 2021 at 4:08 am

      Thanks intended for delivering these sort of great subject matter.

    Share Your Experience

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.