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Firststates Financial Services Corp

June 11, 2014 | Brent Vullings |

Address:

200 Reading Ave
West Reading, PA 19611-1140

Contact Them:

(610) 376-2007

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

    • 3 Comments

    1. Alan G. on March 21, 2015 at 5:08 pm

      Firststates Financial Services say they are attempting to collect a debt. Firststates Financial Services calls twice a day and we have nothing to do with them. I wish Firststates Financial Services would just stop calling.



    2. Anthony C. on May 5, 2015 at 8:06 pm

      If 6103762007 is calling your phone, that is Firststates Financial Services. Firststates Financial Services is probably trying to collect a past due medical bill if they call.



    3. Al H. on September 23, 2015 at 11:40 pm

      Firststates Financial Services Corp is collecting on an old ambulance bill. I told Firststates Financial Services Corp that I’ve never even been in an ambulance. That doesn’t seem to make sense to Firststates Financial Services Corp.



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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.