Pennsauken Credit Report Error Attorney: Protect Your Credit and Financial Future

Vullings Law Group, LLC

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Protect Your Financial Stability from Credit Report Errors in Pennsauken, NJ

Did you know nearly one in three Americans has errors on their credit reports? Even more alarming, one in five faces mistakes serious enough to lower their scores—leading to denied credit, loan refinancing issues, higher insurance rates, and even missed job opportunities. Here in Pennsauken and across Camden County, these errors can hit hardworking families especially hard, disrupting financial security and future plans.

At Vullings Law Group, LLC, we know how important a clean, accurate credit history is to everyday life. Our experienced team of credit attorneys focuses on the Fair Credit Reporting Act (FCRA) and works tirelessly to dispute and correct harmful inaccuracies. Whether you’ve been denied a loan in South Jersey, hassled by debt collectors, or turned down for new credit, we’re here to restore your financial footing.

Identity Theft & Credit Report Mistakes Questions

Common Credit Dispute Question:

Question: How long does it take to investigate a credit card dispute?

Answer: The time it takes to investigate a credit card dispute can vary but typically takes 30-90 days. During this period, the card issuer will review the dispute, gather information, and make a determination.

I hired the Vullings Law Group, LLC to get a judgment that was showing on my credit report removed. I first tried to get it off of the repositories myself but Trans Union would not remove it when the other 2 did. I sent them certified mail with documentation that the judgment shouldn't be on my credit as it wasn't mine. I then contacted The Vullings Law Group, LLC and they took the case because if you are not able to get derogatory credit off of your credit report that should be removed, the Credit Bureau's PAY FOR THE ATTORNEYS FEES if they are at fault. The firm took the case and did a wonderful job. Very organized with a good staff. Best thing is they settled with the credit bureaus and took care of everything!

- Kathryn T., Philadelphia, PA -

I contacted the Vullings Law Group after being harassed and insulted by NCB Management Services regarding an alleged debt. I dealt with Jacqulyn at Vullings Law, who is very efficient, and kept me informed as to the proceedings. The process was unusually swift, NCB ceased all contact, and Brent Vullings also managed to obtain a monetary settlement from NCB for their actions.

- Larry, Philadelphia, PA -

He saved me when I was desperate and I felt like I had nowhere to turn. Identity theft was keeping me from the home of my dreams. I called Vullings Law Group expecting that they wouldn't be able to help me, like everyone else. I was so wrong! Not only did Mr. Vullings resolve all of my issues, but I paid nothing out of pocket. My experience with Vullings Law Group was not just fantastic; it was life changing. I recommend this law firm without hesitation to anyone with inaccuracies on their credit reports!

- Sharon M., Philadelphia, PA- 

I fought the credit bureaus for six years. I accomplished nothing. Brent fought the credit bureaus on my behalf for a couple months and accomplished everything I could not. He kept me informed along the way. He always explained things in ways that I could understand. I learned a lot from him, and he did everything he said he would. If you're having credit report issues, you can save a lot of time and stress by just going right to Brent and his staff.

- Harry H., Philadelphia, PA -

Great lawyer. Great office staff. Brent and his entire office clearly genuinely care about their clients. I was able to communicate with Brent's staff at 10 at night on a Saturday via e-mail. Wow, talk about responsive. I have never dealt with a lawyer's office with such availability. My case went exactly as Brent told me it would. Very smart attorney, very intelligent staff, clearly they are very experienced and know exactly how to handle credit reporting problems. I would give ten stars if I could. 

- Anonymous, Philadelphia, PA -

Debt from fourteen years ago was the only thing keeping me from buying the home my wife and I had always dreamed of. Mr. Vullings and his staff were prompt, courteous, and genuinely cared about the problem my wife and I were having. Mr. Vullings fought hard for me, and thanks to him, my wife and I are closing on our house next week! Best of all, this cost me nothing out of pocket! I would recommend Mr. Vullings and his staff to anyone with credit issues!

- Richard T., Philadelphia, PA -

Take Charge of Your Credit Score

Don’t let someone else’s mistake ruin your future. Our Pennsauken-based credit lawyers can guide you through the process of disputing errors, protecting your rights, and rebuilding confidence in your financial health.

  • Free consultations are available by calling 1-855-324-7263 or filling out the form on this page.

  • Download our complimentary infographic, How to Dispute Credit Report Errors,” for a simple step-by-step guide.

  • Request your free annual credit report at AnnualCreditReport.com, the only site backed by the FTC—be cautious of copycat sites with misspelled URLs.

Safeguard Your Credit Today

Nearly 25% of Americans have credit report mistakes lowering their scores—don’t assume yours is error-free. Checking your report regularly is the first step to catching issues early.

But be careful: not every site claiming to offer free credit reports is legitimate. Use the official AnnualCreditReport.com, a trusted source approved by the Federal Trade Commission, to access your yearly reports safely. Always verify the URL to avoid scam sites with similar names.

What to Look for on Your Report

When reviewing, make sure to:

  • Double-check your personal details.
  • Confirm that every listed account is yours.
  • Match balances against your most recent statements.
  • Review payment histories for mistakes.
  • Watch for unusual credit inquiries.
  • Verify legal items like bankruptcies or foreclosures.

 

Trusted Credit Report Attorneys in Pennsauken, NJ

At Vullings Law Group, we proudly serve Pennsauken, Camden County, and the surrounding South Jersey community. We’ve helped countless local residents challenge inaccuracies and regain financial peace of mind.

Call 1-855-324-7263 today or reach out through our contact form for your free consultation. Let us help you protect your credit—and your future.

Pennsauken Resources:

New Jersey Citizen Action of Central NJ - New Jersey Citizen Action in Central New Jersey offers financial coaching/literacy services to residents of southern New Jersey, including in Pennsauken.

American Consumer Credit Counseling - Formerly Consumer Credit Counseling Service of Central New Jersey, American Consumer Credit Counseling is a nonprofit agency offering credit counseling, debt management, budgeting, and financial education to New Jersey residents, including in Pennsauken.