Galloway Credit Report Error Attorney: Protect Your Credit and Financial Future

Vullings Law Group, LLC

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Protect Your Financial Stability from Credit Report Errors in Galloway Township, NJ

Did you know that nearly one in three Americans have mistakes on their credit reports? Even more troubling, about one in five face errors serious enough to lower their credit scores—leading to denials for mortgages, car loans, refinancing, or even job opportunities. Here in Galloway Township, these mistakes can derail your financial plans and impact everything from homeownership to affordable insurance.

At Vullings Law Group, LLC, we know how much your credit means to your future. Our experienced credit attorneys, well-versed in the Fair Credit Reporting Act (FCRA), are ready to fight on your behalf. From disputing false accounts to stopping harassment from debt collectors, we work tirelessly to restore your financial peace of mind.

Identity Theft & Credit Report Mistakes Questions

Common Credit Dispute Question:

Question: What happens if a credit dispute is denied?

Answer: If a credit dispute is denied, the inaccurate information will remain on your credit report. You can add a statement to your report explaining your side of the story.

I hired the Vullings Law Group, LLC to get a judgment that was showing on my credit report removed. I first tried to get it off of the repositories myself but Trans Union would not remove it when the other 2 did. I sent them certified mail with documentation that the judgment shouldn't be on my credit as it wasn't mine. I then contacted The Vullings Law Group, LLC and they took the case because if you are not able to get derogatory credit off of your credit report that should be removed, the Credit Bureau's PAY FOR THE ATTORNEYS FEES if they are at fault. The firm took the case and did a wonderful job. Very organized with a good staff. Best thing is they settled with the credit bureaus and took care of everything!

- Kathryn T., Philadelphia, PA -

I contacted the Vullings Law Group after being harassed and insulted by NCB Management Services regarding an alleged debt. I dealt with Jacqulyn at Vullings Law, who is very efficient, and kept me informed as to the proceedings. The process was unusually swift, NCB ceased all contact, and Brent Vullings also managed to obtain a monetary settlement from NCB for their actions.

- Larry, Philadelphia, PA -

He saved me when I was desperate and I felt like I had nowhere to turn. Identity theft was keeping me from the home of my dreams. I called Vullings Law Group expecting that they wouldn't be able to help me, like everyone else. I was so wrong! Not only did Mr. Vullings resolve all of my issues, but I paid nothing out of pocket. My experience with Vullings Law Group was not just fantastic; it was life changing. I recommend this law firm without hesitation to anyone with inaccuracies on their credit reports!

- Sharon M., Philadelphia, PA- 

I fought the credit bureaus for six years. I accomplished nothing. Brent fought the credit bureaus on my behalf for a couple months and accomplished everything I could not. He kept me informed along the way. He always explained things in ways that I could understand. I learned a lot from him, and he did everything he said he would. If you're having credit report issues, you can save a lot of time and stress by just going right to Brent and his staff.

- Harry H., Philadelphia, PA -

Great lawyer. Great office staff. Brent and his entire office clearly genuinely care about their clients. I was able to communicate with Brent's staff at 10 at night on a Saturday via e-mail. Wow, talk about responsive. I have never dealt with a lawyer's office with such availability. My case went exactly as Brent told me it would. Very smart attorney, very intelligent staff, clearly they are very experienced and know exactly how to handle credit reporting problems. I would give ten stars if I could. 

- Anonymous, Philadelphia, PA -

Debt from fourteen years ago was the only thing keeping me from buying the home my wife and I had always dreamed of. Mr. Vullings and his staff were prompt, courteous, and genuinely cared about the problem my wife and I were having. Mr. Vullings fought hard for me, and thanks to him, my wife and I are closing on our house next week! Best of all, this cost me nothing out of pocket! I would recommend Mr. Vullings and his staff to anyone with credit issues!

- Richard T., Philadelphia, PA -

Take Control of Your Credit Score

Prevent errors from affecting your credit. Our skilled credit attorneys are prepared to navigate your financial recovery. Facing rejections for credit or enduring debt collector harassment? We're here to assist.

Reach out to us now through our contact form or by calling 1-855-324-7263 for a complimentary consultation.

Don’t let credit errors drag you down. Our New Jersey credit report attorneys are here to get your financial life back on track. Whether you’ve been turned down for credit, had issues with refinancing, or faced aggressive debt collection calls, our team is here to help.

Why Errors Happen – and How We Help

Falling behind on bills isn’t the only reason your score may dip. Credit report mistakes are surprisingly common, and untangling them on your own can be overwhelming. With a trusted local attorney by your side, you’ll have an advocate to simplify the process and demand corrections from the credit bureaus.

Download our free infographic, “How To Dispute Credit Report Errors,” for a step-by-step guide.

Safeguard Your Credit Score in Galloway Township

Think you know what’s on your report? Roughly 25% of Americans find harmful mistakes when they look. That’s why it’s critical to review your credit regularly.

Be cautious: not every site offering “free” reports is legitimate. The only FTC-approved source is AnnualCreditReport.com

What to Look For in Your Credit Report

When reviewing your file, make sure you:

  1. Verify your personal details (name, address, SSN).

  2. Confirm all credit accounts are accurate.

  3. Match balances against your latest statements.

  4. Double-check payment histories.

  5. Watch for suspicious inquiries.

  6. Review legal judgments, bankruptcies, or foreclosures.

Protect your financial future right here in Atlantic County. Call Vullings Law Group, LLC today at 1-855-324-7263 or use the contact form on this page to schedule your free consultation.

Galloway Resources:

New Jersey Citizen Action of Central NJ - New Jersey Citizen Action in Central New Jersey offers financial coaching/literacy services to residents of central New Jersey, including in Galloway Township.

American Consumer Credit Counseling - Formerly Consumer Credit Counseling Service of Central New Jersey, American Consumer Credit Counseling is a nonprofit agency offering credit counseling, debt management, budgeting, and financial education to New Jersey residents, including in Galloway.

 

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