Atlantic City Credit Report Error Attorney: Protect Your Credit and Financial Future

Vullings Law Group, LLC

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Fight Back Against Credit Report Errors in Atlantic City, NJ

Are credit report mistakes standing in your way? You’re not alone. Roughly one in three Americans have inaccuracies on their credit reports, and one in five face serious errors that can drag down their credit scores. From loan rejections to missed job opportunities, these mistakes can put your financial future at risk—especially here in Atlantic City, where every dollar counts.

At Vullings Law Group, LLC, we know how vital your credit is—whether you're applying for a mortgage in Absecon, financing a car near the Boardwalk, or just trying to stay afloat. Our experienced credit attorneys focus on the Fair Credit Reporting Act (FCRA) and are ready to help you dispute and correct those damaging inaccuracies. If you’ve been denied credit or harassed by collectors, let us help you reclaim your financial peace of mind.

Identity Theft & Credit Report Mistakes Questions

Common Credit Dispute Question:

Question: What happens if you lose a dispute?

Answer: If you lose a dispute, the inaccurate information will remain on your credit report. You can add a statement explaining your side of the story, but the negative impact on your credit may persist until the issue is resolved.

I hired the Vullings Law Group, LLC to get a judgment that was showing on my credit report removed. I first tried to get it off of the repositories myself but Trans Union would not remove it when the other 2 did. I sent them certified mail with documentation that the judgment shouldn't be on my credit as it wasn't mine. I then contacted The Vullings Law Group, LLC and they took the case because if you are not able to get derogatory credit off of your credit report that should be removed, the Credit Bureau's PAY FOR THE ATTORNEYS FEES if they are at fault. The firm took the case and did a wonderful job. Very organized with a good staff. Best thing is they settled with the credit bureaus and took care of everything!

- Kathryn T., Philadelphia, PA -

I contacted the Vullings Law Group after being harassed and insulted by NCB Management Services regarding an alleged debt. I dealt with Jacqulyn at Vullings Law, who is very efficient, and kept me informed as to the proceedings. The process was unusually swift, NCB ceased all contact, and Brent Vullings also managed to obtain a monetary settlement from NCB for their actions.

- Larry, Philadelphia, PA -

He saved me when I was desperate and I felt like I had nowhere to turn. Identity theft was keeping me from the home of my dreams. I called Vullings Law Group expecting that they wouldn't be able to help me, like everyone else. I was so wrong! Not only did Mr. Vullings resolve all of my issues, but I paid nothing out of pocket. My experience with Vullings Law Group was not just fantastic; it was life changing. I recommend this law firm without hesitation to anyone with inaccuracies on their credit reports!

- Sharon M., Philadelphia, PA- 

I fought the credit bureaus for six years. I accomplished nothing. Brent fought the credit bureaus on my behalf for a couple months and accomplished everything I could not. He kept me informed along the way. He always explained things in ways that I could understand. I learned a lot from him, and he did everything he said he would. If you're having credit report issues, you can save a lot of time and stress by just going right to Brent and his staff.

- Harry H., Philadelphia, PA -

Great lawyer. Great office staff. Brent and his entire office clearly genuinely care about their clients. I was able to communicate with Brent's staff at 10 at night on a Saturday via e-mail. Wow, talk about responsive. I have never dealt with a lawyer's office with such availability. My case went exactly as Brent told me it would. Very smart attorney, very intelligent staff, clearly they are very experienced and know exactly how to handle credit reporting problems. I would give ten stars if I could. 

- Anonymous, Philadelphia, PA -

Debt from fourteen years ago was the only thing keeping me from buying the home my wife and I had always dreamed of. Mr. Vullings and his staff were prompt, courteous, and genuinely cared about the problem my wife and I were having. Mr. Vullings fought hard for me, and thanks to him, my wife and I are closing on our house next week! Best of all, this cost me nothing out of pocket! I would recommend Mr. Vullings and his staff to anyone with credit issues!

- Richard T., Philadelphia, PA -

Reclaim Control of Your Credit Health

Don’t let reporting errors keep you from the financial opportunities you deserve. Our legal team can help steer your credit back in the right direction—whether you’re facing rejections, inaccurate listings, or endless debt collection calls.

Reach out today via the contact form on this page or call 1-855-324-7263 for your free consultation with an Atlantic City credit attorney.

Falling behind on payments isn’t the only reason your credit score can suffer. Reporting errors are more common than most folks along the Jersey Shore realize—and correcting them isn’t always simple. That’s where we come in.

Download our free infographic, “How To Dispute Credit Report Errors,” for a step-by-step guide. Then, request your credit report and take the first step toward financial clarity.

Shield Your Score with Confidence

Think your credit report is error-free? Don’t bet on it—around 25% of Americans have mistakes hurting their scores. Regular reviews are essential.

But be careful: not every site claiming to offer free credit reports is legitimate. Use the official AnnualCreditReport.com, a trusted source approved by the Federal Trade Commission, to access your yearly reports safely. Always verify the URL to avoid scam sites with similar names.

What to Look for on Your Report

When reviewing your credit report, check for these common red flags:

  1. Correct personal information (name, address, etc.)

  2. Accurate list of credit accounts

  3. Amounts that match your recent statements

  4. Clean payment history without false delinquencies

  5. Any unfamiliar credit inquiries

  6. Public records like bankruptcies or judgments

Talk to A.C.’s Trusted Credit Report Lawyers

Don’t let a reporting error derail your future in Atlantic City. Call 1-855-324-7263 or fill out the form on this page to speak with the legal team at Vullings Law Group, LLC—your allies in credit justice.

Atlantic City Resources:

American Consumer Credit Counseling - Formerly Consumer Credit Counseling Service of Central New Jersey, American Consumer Credit Counseling is a nonprofit agency offering credit counseling, debt management, budgeting, and financial education to New Jersey residents, including in Atlantic City.

New Jersey Citizen Action of Central NJ - New Jersey Citizen Action in Central New Jersey offers financial coaching/literacy services to residents of central New Jersey, including in Atlantic City in Atlantic County.

 

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