How Do I Know if I’m the Victim of Identity Theft? There are several signs that may indicate you’ve been a victim of identity theft. Here are some common red flags to look out for: Unauthorized financial transactions: Review your credit card statements regularly for any unfamiliar charges or transfers. If you notice transactions you…
Read MoreThe Ultimate Step-by-Step Guide: What to Do After Your Identity Has Been Stolen Identity theft is a serious crime that can have devastating consequences for victims. If you’ve recently discovered that your identity has been stolen, it’s crucial to take immediate action to minimize the damage and reclaim your identity. This comprehensive step-by-step guide will…
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It Was About Time Vullings Law Group LLC, your trusted fair debt attorneys, are excited to announce that we have completely redesigned and revamped www.fairdebtlawyers.com. We were long overdue for an online facelift, but no time like the present! The website redesign is completely responsive, so it’s compatible with any device, i.e. desktops, laptops, tablets and…
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Have you ever tried to make a purchase with your smart chip in your credit card and the machine gave you an error and didn’t process your payment? It turns out that smart chips are not indestructible. What exactly causes a chip to error? This is not a case against those small metallic microchip’s on…
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It’s Thanksgiving once again and you know what that means: the holidays are here! Cue the music, turn on the twinkle lights and deck the halls of your home with love and warmth. Many begin their holiday shopping on Black Friday to try to get all of the best deals of the year. The season…
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The most expensive purchase people make is a home. In our lifetimes, most people will only buy one or two. Finding out if you qualify for a mortgage can be a daunting process that many aren’t prepared for. After all, asking a bank for a loan isn’t something people favor doing. There are ways to…
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You just finished shopping at your favorite store and have a basket full of items that you are excited to take home. At the cash register the clerk asks you the infamous question, “Will this be cash, or credit?” Fumbling your fingers through your wallet, you decide to use your credit card. Both cash and credit…
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Many of us apply for our first credit card during college and begin to learn the fundamentals of how to properly utilize it. As years pass by, we learn how to manage multiple loan and credit accounts proficiently. There are some credit card users who strive to become credit superheroes! Below are five ways they are…
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At one point or another we all do it: commit to breaking our bad habits. Every January people resolve to dropping a vice, losing weight, spending less, and so on. We always start out strong and progress inspires us to keep moving along. Three months goes by and the fire that keeps us going starts…
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It can be a scary thought sending a child off to college with fresh new plastic. Anyone with credit runs the risk of building debt. Credit cards can be a great learning tool for any college student, because it teaches responsibility and how to budget. Even better, it gives a parent an excuse to talk with…
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