Vullings Law Group, LLC – Lawyers Fighting For Every Consumer
The legal team at Vullings Law Group, LLC is committed to defending consumer’s rights. As experts in the laws that protect consumers from credit errors, credit report mistakes, and collection harassment, our attorneys can help you fight back against creditors who may be violating the law.
Credit Report Problems
When it comes to your credit, you have the right to:
- be free of errors and mistakes on your credit report,
- have these errors, mistakes, or inaccuracies corrected, and
- restore the credit worthiness you have worked so hard for.
Fair Credit Reporting Act
A powerful consumer protection law, the Fair Credit Reporting Act (FCRA) defends a consumer’s credit from errors or mistakes. Under the FCRA, credit bureaus – such as TransUnion, Experian and Equifax – must be held accountable for their reporting.
Creditors and/or collection companies may report incorrect information that can affect your ability to obtain a mortgage, employment, an auto loan, insurance or a credit card. If you’re experiencing credit report problems or credit issues, tell us your story to find out if we can help.
If your FDCPA or FCRA claim is successful, you could receive as much as $1,000 for the violation, plus damages. We are here to help at no cost to you. Contact us today.
Debt Collection Harrassment
Fair Debt Collection Practices Act
Established in 1977, the Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive collectors. The FDCPA says, in effect, that consumer debt collectors must follow some basic guidelines when dealing with consumers.
When it comes to debt collection and unwanted calls, you have the right to:
- fight back against telephone harassment,
- stop collection calls,
- stop collection agency harassment calls, against companies such as Portfolio Recovery, NCO Financial and Midland Credit Management.
- stop debt collection calls to your work or family members, and
- end any other debt collector calls that may violate the law.
For a free case review, fill out the form on this page or call 1-855-324-7263 to tell us your story. You may have the right to sue a debt collector and receive money for the collector’s misconduct. Let the experienced team at Vullings Law Group, LLC help you fight back against abuse and possibly bring a successful claim against the collector.
The best part: The debt collector pays your attorney fees. Under the law, collection agencies must pay reasonable attorney’s fees when consumers win their claims.
Telephone Consumer Protection Act (TCPA)
Consumer Class Actions