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  • Know the law.

    Congress passed a law called the Fair Debt Collection Practices Act (“FDCPA”) in 1977 to protect consumers from abusive collectors. The FDCPA says, in effect, that consumer debt collectors must follow some basic guidelines when dealing with consumers. The following types of behavior by a debt collector toward a consumer over the telephone, in writing, or in person will likely be a violation of the FDCPA:

    Harassment

    If you feel that you have been treated in such a manner, you may have a right to sue the debt collector and get money back from THEM for their misconduct.

    If a debt collector has left a voice mail for you or discussed your matter with co-workers or other family members they may have violated the FDCPA rules on debt collection harassment and debt collectors rights.

    We are happy to review your situation and let you know if you have a case. There is no cost to you.